As Residents Take to the Streets – Here’s A Way to Protect Yourself
Since the COVID19 shutdown in March, Boston and surrounding communities have seen an influx of bikers, runners, and pedestrians. As gyms remain closed and summer weather continues, outdoor exercise has become increasingly popular. As Massachusetts residents, we find ourselves incorporating new activities into our routines to avoid bars, restaurants, movie theaters and public transportation. As a result, bike sales have soared during the pandemic.
So where do I, your friendly Boston personal injury attorney, come in? The unfortunate reality of increased pedestrian traffic and novice bicyclists on the roadways equates to more accidents.
But, do you know that you can protect yourself through your own auto insurance policy?
Uninsured Motorist Coverage (UM coverage) and Underinsured Motorist Coverage (UIM coverage) (Part 3 and Part 12, respectively, of the Massachusetts Automobile Insurance Policy), are often overlooked when purchasing auto insurance, but are in place to protect YOU.
UM/ UIM coverage kicks in when you are involved in an accident with a negligent driver who does not carry enough insurance coverage (or no insurance at all) to compensate you for your injuries and related losses. Yes, this applies if you are a pedestrian or bicyclist injured by a negligent driver of a vehicle. You don’t need to be driving your car when the accident occurs. Contact your insurance company today to find out what your UM/UIM limits are.
If you have been injured as a bicyclist or pedestrian in Massachusetts, call Parker Scheer right away. Our highly experienced legal team is waiting to help you through this difficult and confusing time.
Heather M. Boutet is an associate and a member of the firm’s Tort Litigation Practice Group. Heather has extensive experience in a wide range of complex personal injury claims including Medical Malpractice, Premises Liability, Product Liability, Automobile Negligence, Dog Bite Injuries, and Nursing Home Negligence.