Electric bicycles (e-bikes) and other powered micromobility devices (MMDs) such as electric scooters, e-skateboards, and mopeds, are becoming increasingly popular as affordable and environmentally friendly alternatives to driving. As their use grows, however, so do questions about safety, liability, and insurance coverage after an accident. It is important to understand that coverage of an e-bike […]
Car Accidents
Proposed Legislation Aims to Strengthen Protections for Rideshare Users in Massachusetts
Massachusetts lawmakers are considering new legislation that would expand criminal penalties for sexual offenses committed by rideshare drivers during the course of a ride. While the details are still evolving, what is clear is that the state is responding to a pattern seen across multiple industries: people in positions of relative power abusing vulnerable individuals […]
Why You Might Need Auto Insurance Even If You Don’t Own a Car
Key Takeaways You don’t have to own a car to need auto insurance. If walking or cycling is your main mode of transportation and you don’t own a car, a non-owner auto insurance policy can be one of the most effective and overlooked ways to safeguard your health and financial stability. Non-owner policies cover people, […]
Massachusetts Car Insurance: Are You Really Fully Insured?
Key Takeaways: Massachusetts auto policies have 12 parts; only Parts 1–4 are compulsory These compulsory parts provide minimal coverage in the event you are responsible for the medical costs and pain and suffering of someone injured in a car accident, including limited coverage for yourself and family members You may be held financially responsible for […]
Hosting a Holiday Party? 10 Tips to Protect Yourself from Liability
Everyone looks forward to a good holiday party but it’s worth keeping the old adage “an ounce of prevention is worth a pound of cure” in mind as you prepare to host, especially if you’re planning to serve alcohol. Massachusetts courts have recognized the existence of “social host liability” to third persons injured by an […]