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Calls Answered Seven Days a Week |
| WORKERS'
COMPENSATION LAWYERS |
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Parker Scheer LLP
Boston Office
1 Constitution Plz
Boston, Massachusetts
02129
Directions
Phone: 617-886-0500
Fax: 617-886-0100
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The Massachusetts Workers' Compensation Act
provides benefits for the payment of medical expenses incurred
to treat a work related injury or condition. In order for
an injured worker to receive coverage for such treatment,
it must be proved that the treatment is reasonable, necessary
and related to the claimed injury.
Workers' compensation does not replace health
insurance, but rather supplements it as it becomes the primary
source of payment for treatment of the work related injury
or condition. For all other medical care, the employee's health
insurer remains the source of payment as workers' compensation
pays only for the industrial injury or condition.
Employees must prepare for the prospect that
their employers will terminate their health insurance when
an injured worker is unable to work as there are only limited
statutory provisions that require an employer to continue
to provide health insurance benefits to an injured worker
while receiving workers' compensation benefits. If an employer
exercises its right to terminate health insurance benefits
an employee may have recourse, however.
State and federal law forbids discrimination
based upon disability. If a disabled worker is treated differently
than able-bodied employees, then a potential claim may exist.
A second source of protection may be company policy. If a
company has a policy of continuing to allow an absent worker
to participate in the group health insurance plan, then it
cannot discriminate against an employee injured on the job
by terminating health insurance coverage. Thirdly, an injured
worker can be protected by a written contract in the form
of a union collective bargaining agreement or a written employment
contract. Lastly, the Family Medical Leave Act also provides
another source, albeit limited, of protection if an employer
terminates coverage.
Employers, unless the policy or contract provides
differently, are not required to make contributions or pay
for health insurance while an injured employee is unable to
work. It is crucial that an employee continues to make the
premium co-payments in order to keep the policy effective.
Lastly, Federal COBRA statutes provide that
an employer of 20 or more persons must allow a person whose
employment has ceased for any reason, including a work related
injury, to participate in any group health insurance plan
in the injured worker was a participant before the injury
forced him or her to stop work. This participation, however,
requires such an employee to pay the entire premium.
There may be other options available to
an injured worker through Mass Health, which may provide health
benefits to the injured worker or his family. A second option
may be enrollment in a plan available to a spouse through
his or her employer.
To speak with a highly experienced workers’
compensation lawyer, click
here, or telephone Parker Scheer LLP seven days
a week, toll free at 886-414-0400. There is no fee charged
to discuss your case, and all information furnished will be
kept strictly confidential.
Massachusetts
Workers' Compensation - F.A.Q's
Massachusetts
Premier Workers' Compensation Lawyers
Other Massachusetts Workers'
Compensation Resources
Massachusetts
Workers' Compensation Act
Massachusetts
Department of Industrial Accidents
Injured
Worker's Guide (Publication of Mass. Department of Labor)
The
Workers' Compensation Rating and Inspection Bureau
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Parker Scheer LLP lawyers handle workers' compensation claims in Massachusetts towns including Acton, Amesbury, Amherst, Andover, Arlington,
Ashburnham, Ashfield, Ashland, Athol, Attleborough, Barnstable,
Barre, Bedford, Belmont, Berkley, Berlin, Bolton, Boston, Boxborough,
Boxford, Boylston, Bradford, Braintree, Burlington, Buzzards
Bay, Cambridge, Carlisle, Charlemont, Charlestown, Charlton,
Chelmsford, Chelsea, Clinton, Concord, Danvers, Dedham, Deerfield,
Dudley, Duxbury, East Longmeadow, Essex, Fall River, Fitchburg,
Foxboro, Framingham, Franklin, Freetown, Gardner, Gill, Gloucester,
Granby, Groveland, Hadley, Hamilton, Hanover, Haverhill, Holbrook,
Holliston, Holyoke, Hopkinton, Hubbardston, Hudson, Ipswich,
Kingston, Lakeville, Lancaster, Lawrence, Leominster, Lexington
Lincoln, Lowell, Ludlow, Lynn, Lynnfield, Malden, Marblehead,
Marlborough, Marshfield, Maynard, Melrose, Methuen, Methuen,
Middleborough, Middlefield, Milford, Milton, Monterey, Nantucket,
Natick, Needham, New Bedford, Newbury, Newburyport, Newton,
North Attleborough, North Brookfield, Northampton, Northborough,
Paxton, Peabody, Pepperell, Pittsfield, Plymouth Provincetown,
Quincy, Reading, Richmond, Rockport, Rowe, Rowley, Salem, Saugus,
Sherborn, Southbridge, Spencer, Sterling, Stoughton, Stow, Sturbridge,
Sudbury, Templeton, Topsfield, Townsend, Truro, Upton, Wakefield,
Waltham, Watertown, Wayland, Wellesley, West Boylston, West
Newbury Westborough, Westford, Weston, Westport, Williamstown,
Wilmington, Winchendon, Winchester, Woburn, Worcester, Yarmouth.
Parker Scheer also provides referral services for personal injury
lawyers in states other than Massachusetts.
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